I am a baby boomer myself and decided to focus on addressing the confusion and providing clarity for people, especially Baby Boomers, concerning Medicare Health Insurance Plans. I saw a real need to help folks who were turning 65 understand how Medicare Health Insurance Plans and the supplemental plans work.
Once you reach the age of 65 you can qualify for Medicare Insurance which pays 80% of your healthcare costs. What I do is find you the best deal for the supplemental insurance that helps you pay for the 20% Medicare doesn’t cover.
Since I work with clients who are 65 or older, many of them are retired or getting ready to retire and need help with planning their financial security.
Advances in the health industry are making it possible for people to live longer and they will need to have enough money set aside to not only maintain their desired standard of living but to also afford medication and supplementary healthcare as they get older.
Most of my business is focused on Medicare Health Insurance Plans but helping my clients maintain their financial stability is the fastest-growing part of my business.
I can explain how Social Security works and advise you on what is the best age to start collecting Social Security benefits. I can show you other financial strategies to help you create a well-rounded retirement plan so you can continue living your life on your terms.
What sets me apart from other agents in the same field? I listen… and ask very direct questions so I can understand what your needs and concerns are.
I treat each one of my clients as if they were my only one. Not everyone has the same life situation and I do the necessary research to create a custom plan based on your needs and affordability.
One of the most challenging parts of my job is to find a plan that can afford the expensive medications you may need or find a plan where you can use your preferred doctor.
There is always something out there whether it’s Medicare Health Insurance Plans, Medical, Medicaid, Advantage Plans, Vet programs, or even Covered California, that will be the solution for my client, I just need to find it. That is why I spend the necessary time doing research for the benefit of my clients.
I don’t charge for my services, the Insurance Companies pay me, but it’s important to understand that I represent my clients and not the insurance companies. I will always go the extra mile and work tirelessly to get you the best possible coverage for the best price.
I stay current on any changes or updates to Medicare Health Insurance Plans, Social Security, and Financial Regulations. My continuing education required by the Center for Medicare Services (CMS) and California Department of Insurance keep me updated on any changes to Medicare Health Insurance Plans and the Insurance Companies I am licensed with keep me informed on any changes to their programs.
I get great satisfaction when one of my clients must see a specialist for vision, dental, foot, or knee replacement and can comfortably afford it because of the work I did for them. I will continue to grow my business one client at a time specializing in the best service I can offer.